Your Comprehensive Dental Treatment Plan
At Jindalee Family Dental & Implant Centre, we are dedicated to making quality dental care accessible and affordable for everyone. We are dedicated to ensuring transparency and clarity in your dental treatment journey. Our commitment is to deliver accurate treatment plan estimates and costs, empowering you to approach your dental care with confidence, both mentally and financially. We offer a range of flexible payment options designed to meet your financial needs and ensure you receive the care you deserve without undue stress.
We firmly believe that everyone has the right to optimal health and well-being. We hold the philosophy that being healthy and living well is crucial for enjoying life’s offerings with family and friends. However, we understand that it’s easy to take our health for granted and postpone addressing health concerns.
Navigating Your Treatment Plan Payments
Before embarking on your dental treatment plan, we encourage you to explore your payment options thoroughly. We will provide a quote from your health insurance (subject to changes) and will talk you through the treatment plan in detail.
Guidance Every Step of the Way
Our friendly team is dedicated to supporting you throughout your treatment journey. We are here to assist you in understanding your dental payment options, including customized dental payment plans, and to provide clarity in all aspects.
Your Dental Payment Options
Instant Payments Made Easy with Jindalee Family Dental & Implant Centre
Experience the convenience of “Pay & Go” at Jindalee Family Dental & Implant Centre, the quickest way to settle your treatment plan hassle-free.
Streamlined Health Insurance Claims, your onsite convenience
We offer HICAPS for instant processing of your private health insurance claim at the point of payment. Experience the convenience of having your claim processed on the spot, eliminating paperwork and delays. We are participating in the preferred provider schemes for HBF, HCF, CBHS, NIB, Quantas, HIF and more.
Furthermore, we offer
- Credit Cards: Pay with ease using VISA or Mastercard.
- Debit Cards: Swiftly settle your payment with your debit card.
- Electronic Bank Transfer: Securely transfer funds electronically for a seamless transaction prior to procedure.
Payment Plans with Third Parties
Afterpay – Book Now, Pay Later for Your Dental Care
At Jindalee Family Dental & Implant Centre, we’re excited to offer Afterpay, providing you with the flexibility to receive immediate dental treatment and pay for it with four simple, interest-free repayments. *subject to approval
ZIP Dentist – Own It Now, Pay Later for Your Dental Needs
At Jindalee Family Dental & Implant Centre, we’re committed to making dental treatments more accessible and providing our patients with flexible payment options. Introducing ZIP Dentist, a solution that allows you to own your dental care now and pay later. *subject to approval and T&C
Humm – Shop now pay later with humm
Choose to pay off your dental treatment in easy, interest-free instalments. Humm allows for convenient, small payments over time. *subject to approval and T&C
PayRight – Dental treatment now, pay later, pay right.
At Jindalee Family Dental & Implant Centre, we’re dedicated to accessible dental care. Meet PayRight, a solution allowing you to own your dental care now and pay later. *subject to approval and T&C
Pretty Penny Finance – Your Partner for Affordable Medical Loans
Empower your dreams of enhanced confidence and well-being with Pretty Penny Finance, a specialized Australian finance company dedicated to assisting you in securing personal loans for cosmetic or dental procedures. *subject to approval and T&C
TLC – The Total Lifestyle Credit
Offers a variety of payment options, including longer-term plans with competitive rates, to accommodate more significant dental expenses. *subject to approval and T&C
Please note that all payment plans must be approved in advance of treatment, and arrangements cannot be made on the day of your appointment. We appreciate your understanding and encourage you to discuss payment options with our team well before your scheduled treatment to ensure a smooth and hassle-free experience.
Government and Additional Support
- Child Dental Benefits Schedule (CDBS): We participate in the CDBS, which allows us to bulk bill eligible children aged 2-17. This scheme covers up to $1,052 over two years for essential dental services, including check-ups, fillings, and much more.
- Department of Veterans’ Affairs (DVA): We accept both DVA Gold and White cards, providing comprehensive dental care for veterans. This ensures that eligible veterans receive the necessary dental services with minimal or no out-of-pocket expenses.
Superannuation Early Release
We know that healthcare does come with costs, and there are many other tempting expenses competing for our attention. It’s a challenge to keep our priorities in check, but we stress the importance of prioritizing health. Without a healthy body, the pursuits and plans we work towards lose their meaning if we are unwell and cannot fully enjoy them. While medical costs can pose challenges for families, maintaining good health can prevent additional costs and problems in the long run.
One option we offer at Jindalee Family Dental & Implant Centre is the use of superannuation for dental expenses. You may be eligible for compassionate release of super to cover necessary medical treatment or transport expenses for yourself or your dependents. Please note that eligibility for a family member is determined within the definitions provided by the Superannuation Industry (Supervision) Act 1993.
The process of Release your Superannuation Early on Compassionate Grounds typically involves applying to the Australian Taxation Office (ATO) for early release on compassionate grounds. Dental treatments that are deemed essential for the patient’s health and well-being may be considered eligible for early release of superannuation funds. It’s important to note that approval is subject to individual circumstances and the severity of the dental condition.
Patients considering this option should consult with their dentist to assess the urgency and necessity of the dental treatment. Additionally, we encourage patients to seek financial advice and speak to the tax consultant to get an understanding on the potential impact on their retirement savings. While early release of superannuation can provide a timely solution for addressing dental issues, it’s essential for patients to carefully consider the implications and explore alternative payment options.
How can Jindalee Family Dental & Implant Centre support you? The question of ‘Can I access my super for dental work?’ goes beyond determining eligibility. Our dedicated and experienced team at Jindalee Family Dental & Implant Centre is here to seamlessly guide you through the complexities of your application process and provide assistance with the super release form. This ensures that you and your family can prioritize the most important issue – your health.
Releasing superannuation early to cover dental expenses is a process that involves accessing your superannuation funds before you reach the usual retirement age. Dental Treatments eligible for early release super include Dental Implants, Root Canal Therapy, Crowns, Periodontal Treatment, Oral and Maxillofacial Surgery. Here’s a general overview of how it works:
Eligibility
- Exceptional Circumstances: To access your super early, you typically need to meet specific criteria set by the Australian Taxation Office (ATO). For dental expenses, this generally falls under “compassionate grounds,” which includes significant medical expenses.
- Medical Evidence: You’ll need to provide evidence of the medical necessity of your dental treatment. This usually means a letter from your dentist outlining the nature of the treatment and why it’s essential.
Application Process
- Check Eligibility
- Prepare Documentation
- Submit an Application
- Review Process through ATO
- Approval and Access: If approved, your superannuation fund will release the funds to you or directly to your dental provider. This process can take several weeks, so it’s important to plan accordingly.
Jindalee Family Dental & Implant Centre will assist with preparing and providing the necessary documentation for your application. However, it’s crucial to consult with your tax consultant and financial advisor to ensure you understand the implications and make informed decisions.
Considerations
- Tax Implications: Early release of superannuation may have tax implications. Generally, the amount withdrawn will be taxed at your marginal rate, but this depends on the specific circumstances and regulations at the time.
- Impact on Retirement Savings: Withdrawing funds from your superannuation will reduce the amount available for your retirement, so it’s important to consider the long-term impact.
- Financial Advice: It’s advisable to seek financial advice to understand the implications and ensure you’re making the best decision for your financial situation.
It’s essential to consult with your tax consultant and financial advisor, particularly when considering the Early Release of Superannuation.
Ready to embark on your dental journey? Schedule a consultation with Jindalee Family Dental & Implant Centre today. Your oral health is our priority.